Debt-Related Garnishing = Bankruptcy

In an AP story by Mike Baker, "Bankruptcies low in states that don't seize wages," the writer notes:

States that allow debt collectors to seize consumers' wages have sharply higher bankruptcy rates than neighboring states that prohibit or strictly limit the practice, an Associated Press analysis has found.

Pennsylvania features positively in the article:

While bankruptcy rates vary for many reasons, the five states that prohibit or strongly limit wage seizures — North Carolina, Pennsylvania, South Carolina, Florida and Texas — all have drastically lower rates than their neighbors, with particularly striking differences along borders, where economic conditions are similar but bankruptcy rates are not.

In our fair commonwealth wages can be garnished for child support and unpaid taxes but not for consumer debt.

Interesting.