As President Obama has said, if you have coverage, and you like it, you can keep it. This means work-based coverage for most Americans, Medicare for seniors, Medicaid for our poorest and sickest, and continued benefits for veterans.
For the nearly 50 million uninsured Americans, many of whom are working families, we will help you buy either private or public coverage. While everyone will have to pay part of their premiums, partial subsidies on a sliding scale will be established and can be used to buy either private or public insurance.
To ensure affordable, meaningful coverage, we will change the ground rules in the insurance market. Denying coverage or charging more for preexisting conditions, health status, or sex is going to stop. Insurers will have to simplify terms and procedures. And, we expect insurers to pass those savings along to their consumers.